Fractional CTO • Interim Leadership • Transformation

Technology leadership for businesses navigating growth, change and complexity.

Working with founders, boards and leadership teams to make complex technology decisions, strengthen engineering organisations, modernise platforms, and turn ideas into products.

UK • Europe • North America • Asia • Middle East • International / Remote / On-site

Technology leadership
Strategy Business priorities → Technology roadmap
Delivery Concept → Production
Leadership Teams → Capability
Transformation Complexity → Control
For investors, acquirers & portfolio teams

Understand the technology behind the investment.

Independent CTO-level support from pre-deal technology due diligence through 100-day planning, portfolio improvement and technology value creation.

Explore investor & M&A advisory →
When technology becomes a business problem

Most engagements start with something bigger than “we need some code”.

The hard part is usually deciding what matters, what to build, how to organise delivery, where the real risks sit and how technology supports the commercial plan.

01

Technology has outgrown the business

Architecture, teams and processes that worked at one stage of growth no longer support the next.

02

A product needs to become production-ready

Turn prototypes, POCs and early MVPs into secure, supportable systems with a credible path to scale.

03

Delivery has stalled

Recover programmes where priorities, architecture, suppliers, governance or engineering have drifted off course.

04

You need CTO leadership, not necessarily a permanent CTO

Executive technology leadership during growth, transition, funding, restructuring or recruitment.

05

Technology and commercial strategy are disconnected

Align investment, roadmap, product and technical capability around measurable business priorities.

06

An emerging technology looks promising

Evaluate AI, computer vision, robotics and other technologies and build a real-world business plan to exploit advantages.

Services

Defined technology interventions with a clear outcome.

When you do not need an open-ended consulting programme, these short senior-led engagements are designed to answer a specific question, expose material risk and leave the business with an actionable plan.

Leadership

Senior technology leadership when you need it.

From embedded executive leadership to a focused technical assessment, engagements are shaped around the decision, delivery problem or transition in front of the business.

01

Fractional CTO

Embedded senior technology leadership without the cost or delay of a permanent executive hire.

  • Technology strategy & roadmap
  • Board / investor support
  • Engineering leadership
  • Architecture & platform decisions
  • Hiring & organisation design
  • Security, risk & operating model
02

Interim Technology Leadership

Leadership through transition, departure, restructuring or a programme that needs stabilising quickly.

  • Interim CTO / Technology Director
  • Delivery stabilisation
  • Leadership during recruitment
  • Supplier & team reset
  • Executive reporting
  • Risk assessment
03

Technology Transformation

Modernise technology estates and delivery models while keeping the organisation functioning in the real world.

  • Legacy modernisation
  • Cloud strategy
  • Enterprise integration
  • Operating model change
  • Delivery governance
  • Global delivery models
04

Product & Engineering

Move products from concept through architecture, team design and delivery into dependable production systems.

  • Product discovery
  • Technical feasibility
  • Architecture
  • MVP / POC definition
  • Engineering team design
  • Production readiness
05

AI & Emerging Technology

Apply new technology where it creates real operational, product or commercial value.

  • Generative AI / LLMs
  • Computer vision
  • Intelligent automation
  • Robotics & autonomous systems
  • AR / VR & edge computing
  • Blockchain where appropriate
06

Technology Due Diligence

Independent technical assessment for boards, investors, acquisitions and businesses preparing to scale.

  • Architecture assessment
  • Engineering capability
  • Product feasibility
  • Technical debt
  • Scalability & resilience
  • Cost & investment readiness
Verticals

Experience across regulated, enterprise and deep-technology environments.

01

Fintech & Regulated Financial Services

Pensions, wealth platforms, lending, investment systems and digital assets.

Onboarding • AML/KYC • investment accounts • provider integration • valuations & transactions • auditability • operational resilience

02

SaaS & Technology Ventures

Startup and scale-up technology from discovery through production and growth.

0→1 products • MVP • architecture • engineering teams • technical debt • scaling • investment readiness

03

Enterprise & Digital Platforms

Complex digital estates where customer experience, integration, data and operational systems meet.

Commerce • customer platforms • CRM • ERP • CDP • cloud • integration • transformation

04

AI & Intelligent Systems

Applied AI and automation where the technology has a clear operational or commercial purpose.

Generative AI • computer vision • cybersecurity • robotics • autonomous systems • voice • decision support

05

Industrial & Field Technology

Technology operating beyond the browser, from field work and utilities to transport and agritech.

IoT • geospatial • asset systems • field workflows • telecoms • drones • edge AI • RFID

Selected work

Complex technology. Practical outcomes.

From regulated platforms to global transformation, AI products and technology operating in the physical world.

Regulated platform modernisation

Investment platform modernisation while keeping the business moving.

Fractional technology leadership spanning product, architecture, engineering and cloud operations to upgrade a regulated financial platform. Designed third-party financial integrations, portfolio data and operational architecture.

Fractional CTOFintechAWSIntegration
Global capability & enterprise transformation

Scaling a global engineering capability from zero.

Creating and building a multidisciplinary software engineering & solution consulting capability across Europe, North America and Asia. Leading architecture consulting for customer-platform transformation spanning service, customer data, marketing, commerce and loyalty.

GlobalGTMEnterpriseArchitecture
AI cybersecurity platform

Taking AI-driven threat detection from architecture to solution.

Led architecture and technical delivery for an early-stage cybersecurity platform combining remote monitoring, machine-learning-assisted threat detection, web and mobile applications and conversational AI.

AICybersecurityProductCloud
Computer vision & field technology

Computer vision where decisions have real-world consequences.

Leading user experience design and platform architecture for a field service hazard detection solution using computer vision, AI and augmented workflows, with related R&D across robotics, autonomous monitoring

Computer VisionRoboticsEdge AIR&D
Principal-led technology advisory

Senior leadership, directly involved.

I’m Jerome MacGillivray, a CTO and Technology Director with more than 25 years’ experience building technology products, teams and organisations.

I’ve worked with startups, international technology businesses, regulated financial platforms, public-sector organisations and global enterprises across Europe, North America, Asia and the Middle East.

JMCG Digital is intentionally principal-led. Every engagement is senior-led from strategy through delivery. Where specialist capability is required, work can be structured around client teams, existing suppliers or trusted engineering partners.

International by design

Technology leadership where the work needs to happen.

Based in the UK and available for engagements across Europe, North America, Asia and the Middle East.

Remote, hybrid and on-site engagements. Available for international travel, interim assignments and relocation.

Contact

Have a technology problem worth solving?

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